Michelle answers:

Yes- apply for FAFSA even if you think their income is too high. Families with higher income than that get financial aid. Even if it turns out that you do not qualify for a Pell grant, you will qualify for federal loans (which are at lower interest rates than anywhere else).

But aside from that, each state has its own financial aid and the income limits might be higher than the federal ones. They require the FAFSA. The school you choose will also have institutional financial aid available that needs the FAFSA completed, too.

If any circumstances (provable loss of income) arise between the time you fill out the FAFSA and the following year’s FAFSA, you can get adjustments made by a financial aid administrator. The bottom line is, you never know what’s going to happen in the future so look at filing the FAFSA as a kind of insurance, just in case bad things happen.

Michelle answers:

Fafsa.com is not the actual government operated FAFSA. However, they are legitimate and not out to steal your identity. They are not a scam because they are providing the service that they advertise. However, you can complete the FAFSA for free at www.fafsa.ed.gov and because they charge for basically “helping” you complete the FAFSA some people think of them as a scam. Their site is secure though and they won’t use or sell your SSN.

Michelle answers:

The FAFSA has many deadlines. You should first find out from the financial aid office from the colleges that you are applying to what their FAFSA deadline is; the date that you need to have completed the FAFSA by and had the information sent to the school. Also, many state grant programs have a deadlines for the FAFSA, too.

The Federal deadline on the FAFSA application of June 30, 2008 is the last date that the federal government will process your 2007-2008 FAFSA. The state deadlines listed are the deadlines that the individual states need the FAFSA information by for those students applying for state aid. College FAFSA deadlines are the dates that the schools need the FAFSA information by for the students who are applying for financial aid at their school.

Michelle answers:

FAFSA could work. I was always warded FAFSA when I applied, but it takes a pretty good while fr the money to be sent to the university. Like if you dont get your FAFSA form turned in on time, and it takes FAFSA a while to process the paper work, and the university has not recieved a payment from your friend then they will purge him from the roll..( purge is a nice way of saying get your ass out of the classroom until you pay).. But if both parents make combines total of 30,000 then your friend DEFINATLY needs to apply for pell grant.. It is free money, that does not need to be paid back and it is for those with lower incomes.. Your friend can actually apply for both of these…
There is also TAG money.. What this is is money set aside by the state that they GIVE to students .. But the catch is that not veryone gets the TAG money.. Its like a first come first serve, and when we run out better luck next year kinda thing.. This is also free money your friend will not have to pay back… TAG money goes by the state.. For example I live in Mississipp so our TAG money is calle M-TAG.. And I went to school in Texas and applied for T-TAG… So if you want to searc what your state tag funding is called google “name of your state” tag money..

Everything i suggested here are not loans, they are simply good ways for those less fortunate to pursue their education without the hassel of student loans…

BUT if all else fails and your friend oesnt get any of these then your friend should apply for the SALLE MAE loan.. If your gonna geta student loan this ( in my opinion ) in my opinion is the best one.. It was listed in Fortune 500 of the best loan program tat helps students with all types of cases…

GOOD LUCK..